Look for an attorney and sue themthey are ALL corrupt!! NOTHING OR they will be FINED again, and the day after, they will continue to engage in the same pattern of prohibited practices. Select portfolio is scum! Yet loan sold again but no proof of ownership! Ensured the foreclosure attorney continually expedites the foreclosure process in accordance with allowable timeframes. The U.S. Department of Treasury HAMP] was a potion of taxpayers money used to save Larger Banks, Insurance Companies and the automobile Industry In all cases, these Corporations had to pay back the money lent by the U.S. Treasury, EXCEPT the portion used under the Government Funded Program HAMP. If someone can give us some advice, I would greatly appreciate it. So because we have over $100k in equity in our home we believe they were trying to take our home as we find that chase bank is in trouble again. ( I did get and settlement check from that lawsuit) 2. By interference and intrusion, acts of omission and misrepresentation They demoralized our Courts and Judges, they defy our Constitution. My husband and I broke up and he left the house and it was in foreclosure I paid all the fees I got sick and I went on that HARP program which they said they forgave $12,000. They want us weak and worn down! They are still charging me drive-by fees every month. I am a veteran I served six years in the military only to be homeless? 2, Report #1408758. The complaint alleges that the company tried to collect on a mortgage loan during the time, and after, the borrower was involved in bankruptcy proceedings. They only send a power of attorney for SPS to handle the payments of the loan. America mourns for Her people. The bankruptcy was not completed until December 2019. Select portfolio servicing has from day one used deceptive tactics , fake assignments and denial to access our account to be forced into foreclosure. 2. Ive tried so many times with this company and all they have done is lied to me !!! History [ edit] Select Portfolio Servicing was created as a Utah company in 1989. I wish the attorney handling this case look into my situation as well. They dont purchase loans. I have been trying to get somewhere with them for over 9 months and getting no where. I. I get different answers from different representatives . I call SPS and they tell me they will send me the paperwork and never do. Were they clear about the terms and conditions? 12 CFR 225.28 List of permissible nonbanking activities. In June of 2018, Ms. Daniels sued Select Portfolio under the FDCPA, 15 U.S.C. My home has been foreclosed upon because they did not want to work out any deals with deed in leu . They have no feelings, they mess up your credit so you cant get a loan no where else. They said they cant extend it beyond that period. I HAVE FILED A COMPLAINT AGAINST THIS FRAUDULENT COMPANY WITH THE US CIVIL RIGHTS DIVISION, US CRIMINAL INVESTIGATION DIVISION AND THE FEDERAL TRADE COMMISSION BECAUSE MY MORTGAGE WAS COMPLETELY PAID OFF IN AUGUST 2018 WHEN I WAS TOLD THAT I HAD TO RETIRE DUE TO MY DISABILITY AND THIS COMPANY CLAIMS THAT THEY OPENED A MORTGAGE LOAN UP ON MY HOUSE IN September 2016 but they lied about because I refinanced my house with Rushmore Loan company on the same day for the exact same amount of money as the truthful mortgage company did . When trying to speak with someone on the phone, nothing but the runaround and incompetence. The first is all persons who received a notice of debt later than five days after first contact from Select Portfolio Servicing, within roughly the past year. Statements are regularly sent to homeowners using the letterhead of a designated company who is claimed to be a servicer. I dont even want to get paid just get them off my account and put my mortgage back to the reasonable price I was paying at first. I agree, we have dealt with the company for a couple of years and their goal is to have you lose your home so they can make a profit. Now they raised my online payment fee from $5 to $15 because I will not let them take the money out of my checking account each month! We have filed modification loanpaper refiancing papers and deed of liue and now our short sale was denied. expected to be mailed out. The complaint alleges that Select Portfolio Servicing uses false, deceptive, misleading, unfair, and unconscionable practices in connection with their attempt to collect an alleged debt from Plaintiffs and others.. Amen! Please contact me! We are trying to do a Modification and they keep saying they are not getting the right paperwork. Ive been trying to modify and assume mortgage after a divorce. The class action lawsuit maintains Select Portfolio Servicing missed that five-day deadline in its communications with the Riveras, and likely with others. We just refinanced our loan to get out of their deceptive actions. We have been here 20 years and we do not want to lose our home, but we are between a rock and a hard place. Is there is anyone reading this that can add my name to the class-action I would be happy to talk with them thank you Jim, Select Portfolio Servicing should be thrown out of business, Add my name to the Class Action Lawsuit. They tell you they can help with the programs they have. This website is not intended for viewing or usage by European Union citizens. There is so much fraud that no one can help me! The case status is Disposed - Other Disposed. How do i get in this or start a sue again select im losing my hm in june 2022..they take your money payment go up higher..they lawyer is a bad lier.. i file bankruptcy 2 time and they act like they was afraid of they lawyer..i work so hard for my hm to lose it..i apply 5 time for hardship and keep getting turn down.. All I can say is WOWHELP!!!!!!!!? i live in long island and i can t get my loan modified becasue the taxes out weight the morgtgage. The organization has also helped her consider strategies for dealing with her mortgage servicer, Select Portfolio Servicing. Just wondering WTF happened to my escrow account balance of $1500? I want to be added violation on modification terms and raised of escrow accounts with justification causing over charges on escrow accounts, I need help regarding SPS. Did SPS mailed you a letter or told you over the phone that they had not received the document(s) to complete your application? She alleged that the erroneous monthly mortgage statements were harassing, false, and mislead-ing, and that by sending them Select Portfolio engaged in unfair Entity featured on Fitch Ratings. Their lawyers are committed to providing the best legal . The suit, for claims. From refusing to give me copies of my loan and paperwork stating they own my loan to reporting to the credit bureaus that i had modified with them when i was trying to get refinanced because they were playing stupid games with their modifications putting my payments on hold and charging me interest and fees that they couldnt explain while holding my payments unapplied. For three years I have been trying to request a modification with them, each time they tell you to send in paperwork. For information on deleting the cookies, please consult your browsers help function. These unlawful deceitful practices must stopId like to join in based on the principle!!! According to the lawsuit, the plaintiff's U.S. Bank mortgage debt was accelerated in 2009 and began being serviced by SPS in 2013. Our account number if you go to the bank is still connected to Chase Bank. even more owed! Location Loris, SC. All I can say is WOWHELP!!!!!!!!? SPS tried to make me pay the mortgage payments, even though the house was discharged in bankruptcy. My state recognizes me as the homeowner but SPS keep telling me I have no interest in the house. I owe more on my house them when I purchased it. Did anyone mentioned here they had received the famous, Federally prohibited, runaround which it is, but not limited to: 1. Does anyone have any suggestions on how I can get my name of the Deed? No one call tell me anything over the phone..I did try BK but only for just under 1 year b/c date of court filing us too OLD! Loan Servicing Representative professionals working at Select Portfolio Servicing have rated their employer with 3.3 out of 5 stars in 18 Glassdoor reviews. Our mortgage is underwater, which means we owe more than the house is worth. Predators .. Looks like the only recourse is Bankruptcy to stop the foreclosure and then after youb have tried them they send you a letter saying the foreclosure has been postponed. Our mortgage is underwater, which means we owe more than the house is worth. The company did not respond to messages seeking comment. About 9 months into it the went up 1 percent on loan and I am now in process of trying to modify again because I have singed no new agreement and no one will tell me who the lender is. I want a significant amount of money for restitution because of what this company did to myself , my family and friends and by God I have thrown my dog in this fight and I dont back down from a discriminating , unethical and immoral company called SPS PORTFOLIO AND JOIN ME BECAUSE I HAVE A BIG BAD MEAN DOG IN THIS FIGHT . My sister and Insurance Agent stayed on the phone with the company over 4 hours and got no where . Debt collection company Select Portfolio Servicing is accused of sending debt collection letters that violate federal law, according to a class action lawsuit. Fitch rates residential mortgage primary, master, and special servicers on a scale of 1 to 5, with 1 being the highest rating. your claim status, claim form or questions about when payments are that I was not being charged PMII proceeded to pay on time in advance of receiving bills and more than the minimum payment. If it is NOT.. All over the country and getting away with it! No refince with them or documents signed. Whether is a Federal or State Court, SPS had engaged in countless violations: 1. My home burned 3-16-16. Published by New York State Law Reporting Bureau pursuant to Judiciary Law 431. . After fighting with them for 4 months and only paying them my original payments they told me that they Never received my escrow account from AHL. In order to be considered for a deed-in-lieu option, you must provide clear and marketable title and submit a complete application to SPS. If they forgave $30,000 $100,000 or MORE and it was NOT beneficial to you, the homeowner They received at least DOUBLE of what they had forgiven you under the Settlement. Very unfair practices. They say my income is not enough .. The Riveras seek to represent two separate Classes. I am in agreement with statements made here and I am also a victim of this company. Feb 13 2019 09:11 AM I continue to make payments. According to the complaint, Flemings discharge extinguished her personal liability on the Loan.. This still hasnt stopped them. SELECT PORTFOLIO SERVICING, INC., Defendant-Appellee. Select Portfolio Servicing - Extortionists Resolved Select Portfolio Servicing - Dishonest/deceptive practice Resolved Select Portfolio Servicing - Foreclosure Resolved Select Portfolio Servicing - Fraud Resolved Select Portfolio Servicing - Unauthorized billing Resolved Select Portfolio Servicing - mortgage I believe that SPS wishes to foreclose on the house, instead of allowing for the agreed to Short Sale. 2019); cert. Worked with . Paid mortgage on time last 14 months, until spouse stopped paying support money in October, SELECT PORTFOLIO SERVICING said they will modify my loan, I advised them I might refinance to do some repairs..3 days later my credit took a 71 point Hit due to I am sorry for all that you have been through, reading the comments each had made, it is sad that this is permitted in our Nation. I need a lawyer to work for me against SPS and their unethical practices! Managed a team of 12 staff and was responsible for recruitment, training, performance, supervision and quarterly reviews. In February 2019, Fleming filed a lawsuit against Select under the FDCPA for its attempts to collect on the loan while she was in bankruptcy. Then after that was submitted and then denied. Yeap you all are correct they are crooks! Theyve planned this so they could ultimately foreclose. Decide which cookies you want to allow. to get the check sent in my name only. Struggling with this payment. Targeted to increased both customer numbers and quantity of savings in the . No. Before my first payment to SPS was to be sent, they applied appx $8,000 in fees to the mortgage. I send SPS a check on the 1st of the month every month. Select Portfolio Servicing Inc. - SCOTUSblog Rose v. Select Portfolio Servicing Inc. 11:06 AM. add me please.these jerks keep saying my 2019 taxes arent paid, i have sent them proof 3 times & so has my city/county office, & they still insist they are not paid & raised my mortgage!! Saying I have a negative escrow account of 2000.00 sumin dollars which I dont understand how when my taxes and insurance was threw my mortgage payment. The person represented SPS and the person was driving a car with license plates registered to a truck. My original loan was for $75,000 now they want a $140,000 payoff SOMEONE HELP!!!!! I live in Florida and when Hurricane Irma hit, I had some property damage, that I had to fix, I ask for a loan extension which they granted, which all the monies were due at the end of the 3 month extension, which wasnt explained to me that way by the representative on the phone at the time of my request. As an elderly homeowner,Bank of America threw me to the SPS wolves after I sued them and found a huge error in their accounting. I filled bankruptcy in 2010 (placed my house in the bankruptcy) was discharged in 2011. Anyone interested in joining us on the lawsuit contact me at j_perezm@live.com. It is important that you submit the documents to us as soon as possible because we . It has been a nightmare and there has been my forged signatures to documentsee trying to undercut the firm handing my case. I was told to send in my divorce decree, which I did. In March 2010, Fleming filed a Chapter 7 bankruptcy. They are in their mid 80s on social security. Fake documents filed at the registry of deeds and they have NO accounting of any previous payments and try to foreclosure on homes they did not have rights to! Plaintiff Jacqueline Fleming took out a mortgage to secure the purchase of a home in April 2005. They have actually done drive bys to make sure someone lives there. The Select Portfolio Servicing class action lawsuit asserts that the company is a "special servicer" of residential mortgage loans, meaning it collects on defaulted or delinquent mortgages. Submitted paperwork many times with this form is missing etc now the home has been sold and the first mortgage sent me a 1099 but charged off . They paid 3 homeowners insurance Companies and charge for each in2021. We learned early on to wire the payment from our bank so they wouldnt delay payment postings. When I spoke to them they couldnt answer for the added ,$1405.00 reported to my credit report! Then they try to foreclose on your home you have been in for years and you try to work with them on different options to no avail. Select Portfolio Servicing, Inc., No. Select Portfolio Servicing will also provide advice concerning various aspects of selecting an appropriate legal strategy and handling the case after it is filed. This stops any other bank from redoing the loan. Whom do I contact for more information regarding a lawsuit against SPS? They should have multiple suits against them. It has been nothing but a nightmare, since they took over mt mortgage a few years ago. Well they file to foreclose and I returned file bankruptcy. However, there are several other issues with SPS and would like to file a law suit in US District Federal or would like to get a class.action lawsuit TARP Funds [See. What would other Government Agencies will do? *If you. My house is paid off twice now because of this Fraudulent Company and I am going through the correct channels for the Federal Government to shut this unrated , nonexistent BBB company . There are too many things that SPS has done illegally to me to count since taking over my loan in 2012. Did the terms of the Loan Modification you received was affordable and sustainable? A class action has been brought in the Eastern District of New York against defendant Select Portfolio Servicing, Inc., ("SPS"), a servicing agent for residential mortgage loans, unlawful and deceptive acts, practices and misconduct in connection with the ownership and servicing of residential mortgage loans, including, but not limited to the People do not modify with this company they will make it worse!!! Aug 20, 2021 PRINCETON A woman is suing Select Portfolio Servicing for breach of contract, fraud and violations of the West Virginia Consumer Credit and Protection Act. Please add me to the class action I have been a victim of their predatory lending and I have also had issues getting a loan modification due to their ineptness, constant lying, continuous over burdensome confusing repeated letter. The F.T.C. Im behind on my mortgage because they keep raising it. All offers were denied. I am very disappointed. Some choice, huh? receive is excuses why I dont have the replacement check. The owner of select profolio is someone from India. I bought my house in 2004 for $225,000 I put $150,000 down and took out an $80,000 mortgage. More than 86% of the aforementioned statistics are loans originated before 2008. . They say I owe over 250,000 on a home I purchases 15 yrs ago for 120,000. And no one has the same story! They have also upped my escrow account even though my insurance rates and taxes have not gone up. One of the most unethical companies Ive experienced. Dont even get me started about insurance and everyone saying something different and i recorded alot of it!! You may want to consult your own attorney, and should you choose to go that route, we recommend checking out http://www.consumeradvocates.org/find-an-attorney. The people lied to us saying they represent a bank and we are to call the bank about our mortgage. They also call me 3-4 times a week, at all hours. SPS Acct 0015160716 Relationship Y. Matguez Please add me to this lawsuit as well. They try to scam you on the loan modifications also. Tip #1 So make your payment via a bank wire and if they say they didnt receive it your federally backed bank lawyer will jump in for you and prove you did make that payment on time. How is this company still in business? Like so many others, they misled me telling me I would qualify then repeatedly denied me based on missing documents, etc. For three years I have been trying to request a modification with them, each time they tell you to send in paperwork. Three times already spanning three years. and I never missed a payment. Specifically, the lawsuit alleged that FedLoan Servicing engaged in a variety of activities, such as processing delays and erroneous eligibility determinations, that forced people into. Box 65250 Salt Lake City, UT 84165-0250 Account PaymentSelect Portfolio Servicing, Inc. Attn: Remittance Processing P.O. At the maturation of the mortgage in 2036, I will essentially owe about 70% of refinanced amount under the HARP modification. On two Consumer Protection Laws: TILA, RESPA, TILA and RESPA combined, The ECOA REG. The complaint thus claims that Select tried to collect on the loan while the bankruptcy discharge injunction and automatic stay were in effect. My daughter passed away and left everything to me in her will. I call SPS and they say it takes at least 30 business days to board the loan into their system and they will not provide payoff information before then, although my loan payment must be made to them without delays and they will only give me 15 calendar days to change my insurance to show SPS as the mortgagee. I had an electrical fire in 2011 (I think) and again no problems with Bank of America filing a claim. This is so incredibly cruel, underhanded and frustrating . Aug 2012 - 20142 years. This class action brings suit under the Fair Debt Collection Practices Act (FDCPA) in reference to a mortgage serviced by Select Portfolio Servicing, Inc. document.getElementById( "ak_js_1" ).setAttribute( "value", ( new Date() ).getTime() ); Top Class Actions is a Proud Member of the American Bar Association, Various Trademarks held by their respective owners. We cant refinance, cant amend the mortgage, etc. They stay in house. This company has no intentions for home preservation for homeowners who are good paying customers, making their monthly payments. Did your modified mortgage payments seemed similar to the original mortgage payment you had when you acquired your loan prior to default? In August/September 2016 I called SPS before even being billed and was assured by Melinda(?) If they feel you qualify, they will contact you directly. settlement administrator or your attorney for any updates regarding In May, they reached a settlement, as part of which, the complaint says, Select agreed to stop demanding payment while she was in bankruptcy. Does THAT sound familiar to you, did that happen to you, a friend or a family member? It is unbelievable and very stressful to deal with this company. Same situation home sold by HFC and Select Portfolio Servicing had been send mee all type of late charges and false documents. Plaintiff sued Select Portfolio Servicing ("Portfolio"), a mortgage servicer, under the Fair Debt Collections Practices Act ("FDCPA") and the Florida Consumer Collection Practices Act ("FCCPA"). This company does not follow any federal consumer laws. Free and open company data on Puerto Rico company SELECT PORTFOLIO SERVICING, INC (company number 10188-112), c/o RVM Professional Services, LLC A4 Reparto Mendoza Humacao, PR 00791 They just did it. The Select Portfolio Servicing class action lawsuit asserts that the company is a special servicer of residential mortgage loans, meaningitcollects on defaulted or delinquent mortgages. does anyone know a good one? Once they saw we were trying to refinance our loan they changed our stays at the Tax Office to say we already had it as an Equity Loan. Select Portfolio Servicing, Inc. My loan was in default. Select Portfolio has to be the WORST mortgage company ever, Ive been with them for 12 years and only $1200 has gone to principal, in my opinion they are a predator company, looking for gain on the less fortunate. When I told them to call AHL and figure it out I was told Thats not our job sir. First, it is illegal to attempt to collect any amount (including any interest, fee, charge, or expense incidental to the principal obligation) unless such amount is expressly permitted by law.The complaint argues that the attempt to collect late charges that very from day to day is unlawful. For each and every loan, regardless which the Investor is, YOU are eligible for Principal Forgiveness It is Public Information DOJs website. You can then Follow the article above, and get notified immediately when we post updates! You can not pay them on line as I did with my Bank before. Both agencies claimed the company was engaging in unfair, deceptive, and illegal practices in the servicing of subprime mortgage loans. We will use these documents to determine your eligibility for our deed-in-lieu option. My house burned on November 19, 2022 completely and my insurance agent , myself and my sister contacted that company to give the payoff information for my house . It is unbelievable and very stressful to deal with this company. I am so stressed out over this. Since the fire I have been lied to by SPS reps regarding short pay offers. Mar. Did your modified mortgage payment, for the loan trial period, seem to be closer to the Original Mortgage Payment when you FIRST took your loan? My ex-husband and I have been held captive for years!!!! The company is now asking for 2 Proofs of Occupancy. Bank of America never took over the house and sold the loan to SPS. They will not offer me any form of payback or payment plan within my means whatsoever, state that Fannie Mae declining the fact of the furring the money to the end of the loan. 3. My mortgage was owned by Flagstar Bank, who sold the loan to a company called ABS REO Trust III, a Delaware company. Therefore, they owe an additional $16,000. This attorney was supposed to help me get a loan modification for me but all he did was delayed my payments fir two years, then he said I could file for chapter 13 bankruptcy modification so I got in touch with another attorney who helped me get the chapter 13 bankruptcy to save my home but select profolio refused to give me a modification on my property. Additional information General Correspondence P.O. I sent the payoff check to the company overnight certified mail that cost me $ 420.00+ dollars and that company refused to accept that check until the southern man came out in me. Read our Newswire Disclaimer I know how hard it can be. I am fighting them with no attorney. so They passed the HOT POTATOE to U.S.Bank National Association .
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